Mutual of Omaha dental claims: where and how to submit

Group dental claims go to Mutual of Omaha, Claims, P.O. Box 211472, Eagan, MN 55121, or electronically to payer ID CX087. The group dental line is 800-927-9197. Individual plans are set up differently, so check the card first. Here is the full reference.

Payer ID CX087Claims address

Last updated November 2026 · Reviewed by the PracticeAlpha billing team · Source: Mutual of Omaha dental provider and member materials

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Mutual of Omaha dental claims quick reference

Addresses and payer IDs change, so confirm the current details on Mutual of Omaha's provider materials before you rely on them.

DetailMutual of Omaha dental
Claims mailing address (group dental)Mutual of Omaha, Claims, P.O. Box 211472, Eagan, MN 55121
Electronic payer IDCX087, as printed on Mutual of Omaha's dental provider flyer. Some clearinghouse payer lists show 71412, so check yours.
Group dental customer service phone800-927-9197
Individual dental customer support phone800-775-1000
Provider portalDental Provider Access (hosted by SKYGEN), plus an eligibility lookup at mutualofomaha.com/dental-eligibility
AppealsMutual of Omaha, Attn: Appeals and Grievances, P.O. Box 211472, Eagan, MN 55121
NetworkGroup: Mutually Preferred Network powered by DenteMax Plus. Individual: DenteMax Plus.
Pretreatment estimateNot required; recommended for non-emergency treatment of $300 or more
Timely filingNot published by Mutual of Omaha; follow the patient's plan

Mutual of Omaha timely filing calculator

Enter the date of service to see the filing deadline and how many days are left. Mutual of Omaha does not publish a dental filing limit.

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Limits are the ones Mutual of Omaha publishes, as summarized on this page; the patient's own plan documents win if they differ. Corrected claims and appeals have their own deadlines (see below).

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How to submit Mutual of Omaha dental claims

Send group dental claims electronically with payer ID CX087, the ID on Mutual of Omaha's own dental provider flyer. Some clearinghouse payer lists carry 71412 for Mutual of Omaha dental instead, so check your clearinghouse list before your first claim and keep whichever it accepts. Paper claims go to Mutual of Omaha, Claims, P.O. Box 211472, Eagan, MN 55121.

File under the insured member's number from the ID card. Mutual of Omaha's flyer says claims are filed using the insured member number, so a claim keyed to a dependent's details alone can stall.

Indemnity plans work differently. Mutual of Omaha tells group indemnity members to bring a claim form to the dentist at their first visit. Its claim form is on mutualofomaha.com.

Group plans and individual plans are not the same company setup

Group dental is underwritten by United of Omaha Life Insurance Company or Mutual of Omaha Insurance Company. Individual dental is underwritten by Mutual of Omaha Insurance Company and, by its own description, administered at least in part by TruAssure Insurance Company. Mutual of Omaha does not publish a separate claims address for individual plans, so use the address and phone number on the patient's card, or call individual dental support at 800-775-1000.

Both lines use the DenteMax Plus network. For group plans it is branded the Mutually Preferred Network powered by DenteMax Plus. If you are in DenteMax, the DenteMax fee schedule applies.

Who gets paid, and appeals

For out-of-network dentists, Mutual of Omaha's group dental FAQ says that in most cases it sends reimbursement directly to the member. If the patient has not paid at the visit, collect at the time of service or have a signed assignment ready, and expect the check to go to the patient anyway in many cases.

Written appeals go to Mutual of Omaha, Attn: Appeals and Grievances, P.O. Box 211472, Eagan, MN 55121. Mutual of Omaha does not publish a deadline, so appeal as soon as the denial arrives. See our dental appeals guide.

Pretreatment estimates and avoidable denials

A pretreatment estimate is not required, but the group FAQ recommends one for non-emergency treatment of $300 or more. That is the cheapest way to catch a frequency limit, a waiting period or a missing tooth clause before the patient is in the chair.

Most Mutual of Omaha denials we see are verification problems: the wrong plan type, an out-of-network surprise, or a limit nobody checked. Our verification checklist covers what to confirm.

Mutual of Omaha dental claims FAQ

What is the Mutual of Omaha dental payer ID?

Mutual of Omaha's dental provider flyer lists payer ID CX087. Some clearinghouse payer lists show 71412, so confirm the ID in your clearinghouse before you submit.

What is the Mutual of Omaha dental claims address?

For group dental: Mutual of Omaha, Claims, P.O. Box 211472, Eagan, MN 55121. Individual plans do not publish a separate address, so use the address on the member card.

What is the Mutual of Omaha dental provider phone number?

Group dental customer service is 800-927-9197. Individual dental customer support is 800-775-1000.

Where do I send a Mutual of Omaha dental appeal?

Mutual of Omaha, Attn: Appeals and Grievances, P.O. Box 211472, Eagan, MN 55121.

What dental network does Mutual of Omaha use?

DenteMax Plus. For group plans it is called the Mutually Preferred Network powered by DenteMax Plus.

Does Mutual of Omaha require preauthorization for dental?

No. A pretreatment estimate is optional, and Mutual of Omaha recommends one for non-emergency treatment of $300 or more.

Does Mutual of Omaha pay out-of-network dentists directly?

In most cases Mutual of Omaha sends reimbursement for a non-participating dentist directly to the member, according to its group dental FAQ.

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