In-house vs outsourced billing: what does each really cost you?

Enter a few numbers and see the fully loaded cost of an in-house biller, salary plus benefits, taxes, and software, next to the cost of outsourcing at a percentage of collections. No spin: the number falls where your practice's math puts it. 60 seconds, nothing stored.

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Estimates are fine. Adjust the assumptions to match your practice.
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In-house cost is the fully loaded figure, salary plus benefits, payroll taxes, and software, not just the base wage. Outsourced cost is a percentage of what gets collected, so the biller only earns when you do.

The cost is only half the decision

Price is one factor. Collection rate, denial handling, turnover risk, and coverage when someone is out matter just as much. In a free AR analysis we show you what your current setup is actually collecting versus what it should, so you can decide on the full picture, not just the fee. 30 minutes, no commitment.

Read the full in-house vs outsourced breakdown

This tool gives a directional cost comparison from the numbers and assumptions you enter. It does not capture every factor (recruitment, turnover, coverage gaps, or differences in collection performance), and outsourced pricing models vary. It is a starting point, not financial advice, and results depend on your practice. Nothing you enter is stored, sent, or shared; the calculation runs entirely in your browser.