Aflac dental claims: two plan types, two addresses

Aflac has two separate dental products and they do not share a claims address or payer ID. Aflac Dental (individual supplemental) uses payer ID 58066 and Columbus, Georgia. Aflac Network Dental uses payer ID AFLAC and Milwaukee, Wisconsin. The ID card tells you which one the patient has.

Last updated November 2026 · Reviewed by the PracticeAlpha billing team · Source: Aflac dental provider page and claim submission guides

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Aflac dental claims quick reference

Pick the row for the patient's product. Sending an Aflac Network Dental claim to the Columbus address, or the reverse, is the most common Aflac mistake.

DetailAflac dental
Aflac Dental: paper claimsAflac Worldwide Headquarters, Attention: Claims Department, 1932 Wynnton Road, Columbus, GA 31999-7251
Aflac Dental: payer ID58066 (New York: 52080)
Aflac Dental: phone800-992-3522 (1-800-99-AFLAC)
Aflac Network Dental: paper claimsAflac Claims, P.O. Box 2015, Milwaukee, WI 53201
Aflac Network Dental: payer IDAFLAC
Aflac Network Dental: customer care phone855-819-1873
Network Dental: corrected claims (reprocessing)Aflac Claims Reprocessing, P.O. Box 1155, Milwaukee, WI 53201
Network Dental: appealsAflac Appeals, P.O. Box 1246, Milwaukee, WI 53201
Network Dental: predeterminationsAflac Predeterminations, P.O. Box 2015, Milwaukee, WI 53201
Timely filingNot published by Aflac for either product

Aflac timely filing calculator

Enter the date of service to see the filing deadline and how many days are left. Aflac does not publish a dental filing limit.

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What to do
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Limits are the ones Aflac publishes, as summarized on this page; the patient's own plan documents win if they differ. Corrected claims and appeals have their own deadlines (see below).

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Aflac Dental (individual supplemental): pays a set amount

Aflac Dental pays a flat benefit amount per procedure, whatever the dentist charges and whatever other coverage the patient has. Aflac says there are no network requirements, no precertification, and no coordination of benefits. Paper claims go to Aflac Worldwide Headquarters, Attention: Claims Department, 1932 Wynnton Road, Columbus, GA 31999-7251, and electronic claims use payer ID 58066 (52080 for New York policies).

The check goes to the policyholder unless the policyholder assigns benefits to the dentist. If benefits are assigned and the office files, Aflac pays the office, and any amount above the charge goes to the patient. Aflac cannot pay from a treatment plan: the claim needs procedure codes, the date of service, charges, and the tooth surfaces for fillings.

Aflac Network Dental: a network plan with its own boxes

Aflac Network Dental plans are administered by Aflac Benefits Solutions (formerly Argus Dental and Vision) with SKYGEN. Group plans are offered by Continental American Insurance Company. Claims go to Aflac Claims, P.O. Box 2015, Milwaukee, WI 53201, with payer ID AFLAC. Corrected claims, predeterminations, appeals and member-paid claims each have their own box, listed above.

Aflac's guide requires the 2019 or newer ADA claim form. To send a claim that pays the member instead of the office, leave box 37 blank on paper, or assign benefits to the member when filing electronically. Provider tools are in the SKYGEN Dental Hub, and customer care is 855-819-1873.

Networks behind Aflac Network Dental

Aflac's network access plan filings name DenteMax and NovaNet (the Connection Dental network), with Aflac Benefits Solutions administering the network provisions. Aflac moved its dental and vision provider directory to SKYGEN on October 1, 2024, after announcing the partnership in July 2024. The network on the card decides the fee schedule; the claim still goes to Aflac.

How to avoid a stuck Aflac claim

  1. Identify the product from the card: Aflac Dental or Aflac Network Dental.
  2. Use that product's payer ID and address only: 58066 and Columbus, or AFLAC and Milwaukee.
  3. Decide who is paid before the visit: for Aflac Dental, the policyholder unless benefits are assigned.
  4. Collect the patient portion at the visit on Aflac Dental, since it pays a set amount that may not cover the fee.

Aflac is often secondary to the patient's main plan. See our guides to secondary dental insurance and coordination of benefits.

Aflac dental claims FAQ

What is the Aflac dental payer ID?

It depends on the product. Aflac Dental (individual supplemental) uses payer ID 58066, or 52080 for New York. Aflac Network Dental uses payer ID AFLAC.

What is the Aflac dental claims address?

Aflac Dental: Aflac Worldwide Headquarters, Attention: Claims Department, 1932 Wynnton Road, Columbus, GA 31999-7251. Aflac Network Dental: Aflac Claims, P.O. Box 2015, Milwaukee, WI 53201.

What is the Aflac dental provider phone number?

Aflac Dental: 800-992-3522 (1-800-99-AFLAC). Aflac Network Dental customer care: 855-819-1873.

Does Aflac dental pay the dentist or the patient?

Aflac Dental pays the policyholder unless the policyholder assigns benefits to the dentist. Aflac Network Dental pays the office unless the claim is sent as member-paid.

Does Aflac dental coordinate benefits with other insurance?

Aflac Dental does not. It pays its set benefit amount regardless of other coverage.

Where do I send an Aflac Network Dental appeal?

Aflac Appeals, P.O. Box 1246, Milwaukee, WI 53201.

Which ADA claim form does Aflac accept?

For Aflac Network Dental, the 2019 or newer ADA claim form.

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