Sun Life dental claims: where and how to submit

Submit Sun Life dental claims electronically for the fastest payment (payer ID 70408), or by mail. Most members' paper claims go to Sun Life, P.O. Box 311, Milwaukee, WI 53201-0311, though some groups use a different box, so confirm on the member's ID card. Here is the full reference, plus how to stop chasing Sun Life claims.

Client Services 800-442-7742Payer ID 70408Claims address

Last updated October 2026 · Reviewed by the PracticeAlpha billing team · Source: Sun Life dental provider materials

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Sun Life dental claims quick reference

Addresses and payer IDs change, so confirm the current details on Sun Life's provider materials before you rely on them.

DetailSun Life dental
Claims address (most members)Sun Life, P.O. Box 311, Milwaukee, WI 53201-0311
Group-specific addressesState of Florida members (group A896): P.O. Box 1618, Milwaukee, WI 53201-1618; New York: P.O. Box 1428, Milwaukee, WI 53201-1428
Electronic payer ID70408
Electronic submissionVia your clearinghouse to payer ID 70408
Provider portalSun Life provider portal (account.sunlifeconnect.com), launched in 2024
NoteSun Life administers dental plans formerly under Assurant, verify the group's current address on the ID card
Timely filingSet out in Sun Life's dentist guide, which needs a provider login; confirm there or with Client Services and submit promptly
NetworksSun Life Dental Network and Sun Life Focus Network
Client Services800-442-7742 (7 a.m. to 5:30 p.m. CT)
GrievancesSun Life Grievance Department, P.O. Box 419596, Kansas City, MO 64179-0155; fax 563-242-0184
Claims faxNone published; pre-estimates can be faxed to 623-760-1876 when no x-rays are needed

Sun Life timely filing calculator

Enter the date of service to see the filing deadline and how many days are left. Sun Life publishes its limit only in the logged-in dentist guide.

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Limits are the ones Sun Life publishes, as summarized on this page; the patient's own plan documents win if they differ. Corrected claims and appeals have their own deadlines (see below).

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How to submit Sun Life dental claims

Electronic submission is the fastest way to get Sun Life dental claims paid. Send them through your clearinghouse to payer ID 70408. For paper, most members' claims go to Sun Life, P.O. Box 311, Milwaukee, WI 53201-0311, but some groups use a different box (State of Florida members in group A896 use P.O. Box 1618; New York members use P.O. Box 1428), so confirm the address on the member's ID card.

Sun Life administers dental plans that were formerly Assurant, so older cards or records may reference Assurant. Verify the patient's current plan, remaining maximum, and the correct claims address before the visit to avoid a misrouted or denied claim.

Sun Life groups routing to different boxes and tripping up your claims? We confirm the right address per group, verify before the visit, submit clean to payer ID 70408, and work every denial. See what your Sun Life AR is leaking.

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Sun Life pre-estimates and attachments

Sun Life recommends a pre-estimate for any service over $500. It is encouraged, not required, and typically takes two weeks or more, so send it early on large cases. Pre-estimates can be faxed to 623-760-1876, but faxing is not a good option when x-rays are needed. Use an ADA claim form, version 2006 or later, for both claims and pre-determinations.

Sun Life accepts electronic attachments through NEA (770-441-3203) and the Vyne and DentalXChange attachment services. Label every x-ray with the patient's name, the date it was taken, the tooth numbers, and the treating dentist's name and address.

The documentation Sun Life asks for

  • Crowns: current pre-operative x-rays, and whether it is an initial placement or a replacement.
  • Build-ups and post and core: current pre-operative x-rays.
  • Scaling and root planing: current pre-operative x-rays and periodontal charting.
  • Periodontal surgery: x-rays and charting, with a narrative for the surgical procedures.
  • Implants and bridges: current pre-operative x-rays of the entire arch, plus missing teeth with extraction dates.
  • Partials and dentures: missing teeth with extraction dates, and the other missing teeth in the same arch.

Some Sun Life plans exclude replacing a tooth that was missing before the coverage started, unless the employer elected that coverage. When a benefit is paid as an alternate benefit, Sun Life PPO dentists may bill the patient for the service actually performed, up to their Sun Life fee.

See our guides to the missing tooth clause and claim attachments.

Status checks, resubmissions, and grievances

Sun Life asks offices not to submit a claim more than once. Check status on the provider portal instead, since duplicates slow everything down.

For disputes, write to the Sun Life Grievance Department, P.O. Box 419596, Kansas City, MO 64179-0155, fax 563-242-0184, or email SLFGRIEV@sunlife.com. For prepaid plans, Sun Life lists fax 855-303-3908.

For what makes an appeal or grievance succeed, see our dental appeals guide.

Sun Life networks, prepaid plans, and the MetLife arrangement

  • PPO networks: the Sun Life Dental Network and Sun Life Focus Network, built on the DHA network plus access networks. Submit claims at your usual fees.
  • Prepaid and DHMO plans: offices are paid a capitation plus copays, and except in limited cases there are no claim forms. DHMO series plans do need a claim form for the additional encounter payments.
  • MetLife access to the DHA network: since October 2025, MetLife PPO members have in-network access to the DHA network, so DHA dentists may now see MetLife patients in network.
  • Other numbers: Provider Relations for the PPO is 800-434-2638, and Prepaid Client Services is 800-443-2995.

Sun Life dental claims FAQ

What is the mailing address for Sun Life dental claims?

Most members' paper Sun Life dental claims go to Sun Life, P.O. Box 311, Milwaukee, WI 53201-0311. Some groups differ (State of Florida members in group A896 use P.O. Box 1618; New York members use P.O. Box 1428), so confirm on the member's ID card. Electronic submission to payer ID 70408 is faster.

What is Sun Life's dental payer ID?

Sun Life's dental payer ID is 70408 for electronic submission through your clearinghouse. Confirm it in your clearinghouse's payer list.

Is Sun Life dental the same as Assurant?

Sun Life administers dental plans formerly offered under Assurant. Older records may still reference Assurant, but claims now route through Sun Life, so use the current Sun Life address and payer ID.

What is the timely filing limit for Sun Life dental claims?

Sun Life sets its filing limit in its dentist guide, which requires a provider login, rather than on its public pages. Confirm it there or with Client Services at 800-442-7742, and submit promptly.

Does Sun Life accept electronic dental attachments?

Yes. Sun Life accepts electronic attachments through NEA (770-441-3203) and the Vyne and DentalXChange attachment services.

How do I file a grievance with Sun Life dental?

Write to the Sun Life Grievance Department, P.O. Box 419596, Kansas City, MO 64179-0155, fax 563-242-0184, or email SLFGRIEV@sunlife.com.

What is the Sun Life dental provider phone number?

Sun Life Client Services is 800-442-7742, 7 a.m. to 5:30 p.m. CT. Provider Relations for the PPO is 800-434-2638, and Prepaid Client Services is 800-443-2995.

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